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项目和津贴常见问题

Find answers to frequently asked questions about some of our unique benefits offered through the Total Rewards package, 比如学费补助, family care, 自置居所激励措施, and more. 在我们的网站上获取更多信息 项目和津贴页面.

Tuition Benefits

欲了解更多信息,请访问我们的 Tuition Benefits page.

我如何申请学费补贴?

To apply for the Employee Tuition Waiver Benefit, log into HRMS using your NetId and follow the path “Self Service-> Benefits -> Tuition -> Apply Employee Tuition Waiver”

Visit the Tuition Benefits page to apply for the Employee Tuition Reimbursement Benefit.

To apply for the Dependent Child Tuition Benefit, log into HRMS using your NetId and follow the path “Self Service-> Benefits -> Tuition -> Apply-Dependent Tuition Waiver”

What documentation do I need to provide to the Office of Total Rewards in order to receive my 70% tuition reimbursement?

Proof of completion (e.g. grade report or certificate), proof of cost, and proof of payment (e.g. 帐单/延期付款表格).

Are non-credit courses eligible for 70% tuition reimbursement?

Yes, as long as, the non-credit courses are taken at a college or university and meet the criteria of being directly job-related, 至少有15小时的接触时间, 有课外阅读和作业, 在期末考试的基础上进行正式的评估.

Does part-time service count towards the service requirement for the 10-year Dependent Children Tuition Waiver Benefit?

No, only full-time service can be counted towards service requirement for the 10-year Dependent Children Tuition Waiver Benefit. This service requirement may be met by full-time service at another college or university that offered a tuition benefit plan for dependent children for which the faculty or staff member was eligible. To receive credit for full-time service completed at another college or university, please complete a 学费福利服务积分表 并在课程开始后30天内提交给总奖励办公室进行审核。.

员工的学费福利要纳税吗?

Graduate tuition assistance benefits up to $5,250 in a calendar year are not taxable. Graduate tuition assistance benefits that exceed $5,250 in a calendar year are taxable wages 除非该课程符合国税局规定的可免税工作相关课程的要求. Generally, a job-related course will satisfy these IRS requirements if it maintains or improves skills for the individual’s present job, or if the course meets the employer’s express requirements for retaining the job, 而且,该课程并不属于使个人有资格从事新行业或新业务的项目. 用于应税学费援助福利, applicable Federal and State income taxes and FICA taxes will be deducted from the employee’s paycheck when the waiver is approved or the reimbursement is paid to the employee. In addition, the taxable income will be reflected on the W-2 for the calendar year when the actual tuition benefit is posted to the student’s account or reimbursed to the employee. 还请对内容进行复习 this page for more details.

If my employee tuition benefits are not taxable, what form do I need to complete?

If you believe that your proposed graduate level course(s) and/or non-credit course(s) satisfies the requirements for a tax deductible job-related course under IRS rules, 请遵循以下说明:

员工学费减免福利, 回答人力资源管理系统在线员工学费减免申请中所有适用的问题.

申请学费报销, complete the “澳门威尼斯人网上赌场 Graduate Tuition Waiver/Reimbursement Tax Exemption Form” on pages 5 of the 员工学费报销申请.

自置居所奖励计划

欲了解更多信息,请访问我们的 房屋所有权激励计划页面.

Am I eligible for the University 自置居所奖励计划?

Regular Full- and Part-Time Faculty and Staff members* are eligible for the University 自置居所奖励计划 upon appointment.

*Postdoctoral fellows, 博士后澳门威尼斯人网上赌场助理, 博士后教学人员, EDC associates, 访问澳门威尼斯人网上赌场不符合条件.

我必须是第一次买房吗?

No, but you need to be a new homeowner in a qualifying City of Rochester neighborhood (current city homeowners are not eligible).

Can I just receive the grant money from one of the participating lenders and the forgivable loan from the 澳门威尼斯人网上赌场?

No, the University 自置居所奖励计划 is “all or nothing.“那3美元你一定是被批准了,我从罗彻斯特大学借了000美元的可免除贷款, the $3,000 City grant, and the $3,000元的补助金/贷款人信贷 参与计划出借人.

Life Insurance

欲了解更多信息,请访问我们的 Life insurance page.

团体万能险(GUL)的保障范围是什么?

GUL insurance pays a death benefit and allows for contribution of additional premiums beyond the cost of the insurance. Furthermore, Lifestyle Benefits are automatically included in the plan. 这些福利包括: travel assistance, 遗留计划资源, and beneficiary financial counseling (employees only covered under the University-Paid Basic Term Life insurance also have access to Lifestyle Benefits).

How do I enroll for GUL insurance and/or select beneficiaries?

Log on to HRMS 并按一下“证券金融”

Or

登入安证金融的网站, www.lifebenefits.com,并按照以下指示操作:

  • 用户标识:UR +您的6位员工标识号(e.g. UR123456)
  • 初始密码:您的8位数字出生日期, followed by the last 4-digits of your Social Security Number (e.g. 012319011234)
我什么时候可以注册GUL?

您可以随时申请GUL保险. Some guaranteed amounts of coverage are available—no medical exam is required—if you apply within the first 90 days of eligibility for coverage under the plan, within 90 days of a family status change or during annual open enrollment (if eligible). Proof of good health is required for any life insurance election made outside of the above mentioned enrollment windows.

我需要多少GUL保险,费用是多少?

使用安联的在线人寿保险决策工具, Benefit Scout™, 帮助您和您的家人确定您需要多少人寿保险以及它将花费多少, so that you can make your insurance elections with confidence. Log in to HRMS 填上你的NetID,然后点击“Securian Financial”.” Then, click on “Get started” and Visit Benefit Scout™.”

长期护理保险

欲了解更多信息,请访问我们的 长期护理保险页面.

我有资格获得长期护理保险吗?

所有符合福利条件和不符合福利条件的教职员工都可以申请长期护理保险. In addition, family members of faculty and staff are eligible to apply. All applicants must complete a Statement of Health and be approved by the insurance carrier before a policy will be issued.

Family Care

欲了解更多信息,请访问我们的 Family Care page.

什么是托儿津贴?

The 澳门威尼斯人网上赌场’s child care subsidy was created to help eligible faculty and staff pay for dependent care expenses by granting awards of up to $3,600/year per household based on total household gross income.

How do I know if I am eligible for the Child Care Subsidy?

如果你符合以下条件,你就符合资格:

  • You are a regular full-time or part-time faculty or staff, non-SEIU staff, 斯特朗纪念医院住院医师或澳门威尼斯人网上赌场员, or Postdoctoral Associate (job code 0093); Individuals covered by collective bargaining agreements receive benefits in accordance with those agreements (SEIU members are not eligible).
  • Based on IRS publication 503,你有一个合法的受抚养的孩子 under age 13 whom you claim as a tax dependent on your federal income tax return (special rules apply for divorced parents), or any other dependent child on your tax return who resides with you and is physically or mentally disabled and will have estimated child/dependent care expenses during the enrolled calendar year or period.
  • Based on IRS publication 503, you are unmarried, or have a spouse who meets one of the criteria below:
    1. 至少兼职工作
    2. A full-time student
    3. 被认为是法律残疾
    4. Looking for work
    5. 家庭总收入低于135美元,2024公历年(1040号第9行),2022年的000美元(金额以年度索引为准).
Who qualifies as a dependent under the Child Care Subsidy?

Based on IRS publication 503,你有一个合法的受抚养的孩子 under age 13 whom you claim as a tax dependent on your federal income tax return (special rules apply for divorced parents), or any other dependent child on your tax return who resides with you and is physically or mentally disabled and will have estimated child/dependent care expenses during the enrolled calendar year or period.

如果父母双方都是大学的雇员,他们是否都可以申请托儿津贴?

Awards are limited to one per family/household, so only one person may apply.

怎样申请幼儿照顾津贴?

你需要你的大学 登录Active Directory 要访问应用程序. This application requires Duo two-factor authentication when connecting from outside the University’s networks.

年度申请窗口现在关闭.

我何时可以申请托儿津贴?

2024 Calendar Year Annual Application Window is now closed.

只有新员工和那些有符合条件的生活事件的人才可以在申请窗口外申请. New Hires have 30 days 聘用后须提交托儿津贴申请.

Within 60 days of a qualifying event (family status change), you may apply for the Child Care Subsidy. The full list of qualifying events and their corresponding changes can be found here.

What documentation do I need to provide to apply for the Child Care Subsidy?
  • 2024历年所需文件(只适用于新员工或资格赛):
    • Application
      • 你需要你的大学 登录Active Directory 要访问应用程序. This application requires Duo two-factor authentication when connecting from outside the University’s networks.
    • 1040 (page 1 and page 2 of your 2022 IRS form 1040 as well as that of your spouse, if filed separately). This is not 你的工资单,W2表格或税务记录.
    • 相关信息变更请求表格 如果受抚养人不在人力资源管理系统/系统中. To check if your dependent(s) is listed follow this path in HRMS: Main Menu > Self Service > Benefits > Dependent/Beneficiary Info.

Additional supporting documents may be requested to confirm eligibility.  All employees applying for subsidy must certify that all of the information they have provided is truthful and correct to the best of their knowledge.

如果我没有1040怎么办?

如果你没有1040,请发邮件 familycare@androidshost.com for next steps.

What types of child care are eligible for the Child Care Subsidy?
  • 只有符合《澳门威尼斯人网上赌场》规定的托儿费用才可以用补贴报销. Generally, qualifying expenses are limited to child care expenses that you incur to enable you and your spouse to be gainfully employed.  关于合格费用的讨论可以在 IRS Publication 503, 但可能包括婴幼儿看护, 学前班/学前教育项目, 关心学校假期, 学龄夏令营/项目, 以及学龄儿童上学前/放学后的照顾.
  • Your child care provider cannot be your spouse or dependent.
  • Your child care provider must provide a Tax Identification or Social Security number and must report the child care income on their tax return.
  • Your child care provider does not need to be a licensed facility, as long as the care provider reports the income on their tax return.
  • Please note: 您只能在指定日历年度内提交您参加该计划期间的费用.
Do I need to apply for the Child Care Subsidy each year?

Yes. 这是一个年度奖项,您需要在每年指定的申请窗口期间重新申请.

What if my child is born after the deadline for the Child Care Subsidy application?

New hires and those with a qualifying life event (which includes birth/adoption) are eligible to apply outside of the application window

Can I apply for the Child Care Subsidy if my child is not currently covered under the University’s Health Care Plans?
  • 是的,你的受抚养人不需要在大学的医疗保健计划下
  • If your child is not listed as your dependent in HRMS, you will need to submit a相关信息变更请求表格 to have them added
  • 这不会影响您的保险或承保范围
我可领取多少托儿津贴?

对于2024日历年:

  • 家庭总收入低于 $78,000:补贴$3,600/年 ($300/month; $150/semi-monthly pay period; $138.(46/双周薪期)
  • 家庭总收入介于 $78,000 and $103,999.99:补助金为2,400元/年($200/month; $100/semi—monthly pay period; $92.31/两周发薪期)
  • 家庭总收入介于 $104,000 and $134,999.99:津贴为$1,200/年($100/month; $50/semi-monthly pay period; $46.15美元/两周发薪期)
How do I enroll in the Dependent Care Flexible Spending Account (FSA)?

If you apply and are approved for the Child Care Subsidy, you will automatically be enrolled in the Dependent Care FSA.

如果您符合资格,并计划向受扶养人护理服务计划作出自愿性供款, 您可以在开放注册期间这样做. Please keep in mind that the total of your subsidy award plus your contribution cannot exceed the maximum annual total of $5,000 per family (or $2,500, 如果你结婚了,单独报税).

Will the Child Care Subsidy be paid directly to my child care provider?

You will be reimbursed through your Dependent Care FSA after costs have been incurred.

我将如何领取托儿津贴?

The child care subsidy is a reimbursement program through the Dependent Care FSA. 你只会得到不超过你的奖励金额的补偿, OR your total eligible child care costs if these are less than your award.

终身福利方案(LBS) administers dependent care claim reimbursements for the 澳门威尼斯人网上赌场 Child Care Subsidy Program based on the same rules and regulations governing Dependent Care FSAs.

您可以通过提交索赔 终身福利解决方案会员门户 or mobile app.  你也可以填写a claim form 并寄给终身福利解决方案. 如果您以前没有登录您的终身福利解决方案帐户,请参阅 new user instructions.

你可以在下面找到一步一步的说明 “如何申领津贴”.

我何时可领取托儿津贴?

Funds will be available on a pro-rated basis throughout the program year. For example, 如果获得批准,将获得2美元的奖学金,400, $200 would be available each month; $100 semi-monthly; $92.31 biweekly. Funds are deposited into your Dependent Care FSA on/around each pay period check date.

Once you start incurring costs within the calendar year, you can submit for reimbursement via Lifetime Benefit Solutions. 你只会得到不超过你的奖励金额的补偿, OR your total eligible child care costs if these are less than your award.

How will the Child Care Subsidy affect my Dependent Care Flexible Spending Account if I am already contributing my own money to it?

You may be eligible to make additional contributions to your Dependent Care FSA from your wages on a pre-tax basis, 只要补助金加上你的供款总额不超过5元的最高年度总额,000 per family (or $2,500, 如果你结婚了,单独报税).

博士后助理是否合资格自愿供款予受养人照顾财务津贴?

No. 博士后助理没有资格向受抚养人护理基金自愿捐款. Please refer to the benefits summary for more details.

我的W-2表格上是否显示了儿童保育补贴金额和/或它是否被视为应纳税收入?

Your child care subsidy award as well as any voluntary dependent care FSA contributions will be reported in Box 10 on your W-2. You should consult with your personal tax advisor regarding any tax impact for you, particularly if you do not claim the entire award you receive. Please review IRS Form 2441 with your personal tax advisor in determining how to account for your Dependent Care FSA benefits.

What happens to the Child Care Subsidy if my status changes?

无薪休假: 自无薪假期生效之日起,托儿补助金将停止发放. 当你重新回到有福利待遇的岗位时, 如你希望再次领取托儿津贴, you must contact Total Rewards within 30 days of your return. 到4月30日为止th 在计划年度结束后,提交计划年度内发生的符合条件的费用.

Paid Leave of Absence: 在员工带薪休假期间,儿童保育补助金将继续发放.

终止或更改为不合格状态: 托儿津贴的支付在你的终止日期或改变为不符合资格的状态时停止. 到4月30日为止th 在计划年度结束后提交上一计划年度发生的符合条件的费用. 可报销的金额仅限于记入您的受抚养人护理服务计划的金额, 减去任何先前的补偿.

Can I rollover unused Child Care Subsidy funds into the next year?

No.  After the end of the year, you have 120 days to submit a claim for the prior year.

How long do I have to claim my Child Care Subsidy funds?

Any funds remaining in your account after the 120-day year-end submission period will be forfeited and no longer available.

如果我嫁给了一个博士.D. 有资格申请学生资助计划的学生-我应该申请哪个计划, 或者我们可以同时申请?

请申请“教职员幼儿照顾津贴”. 每个家庭只能申请一个.

Where can I find out more about the Child Care Subsidy or get help with the application?

Please email familycare@androidshost.com 或致电585-276-5748有任何问题.

Who can I contact if I have questions around claiming my subsidy?

If you have any questions on how to file your dependent care claim or how to access the 终身福利解决方案会员门户 and mobile app, please contact Lifetime Benefit Solutions Customer Service at 800-327-7130 or LBS.CustomerService@LifetimeBenefitSolutions.com.

谁有资格获得免费护理.com会员和备份服务?

Eligibility for this benefit includes regular full-time and part-time faculty and staff, non-SEIU staff, 强纪念医院的住院医生和澳门威尼斯人网上赌场员, and Postdoctoral Associates (0093); Individuals covered by collective bargaining agreements receive benefits in accordance with those agreements (SEIU members are not eligible).

我如何获得护理服务.com membership?

Log in to your Care.Com帐户 universityofrochester.care.com 或下载.Com应用程序在您的移动设备上. 您将使用您的姓名和澳门威尼斯人网上赌场的员工ID号(这可以在您的电子邮件中找到)登录 HRMS homepage).

What does my Care.Com会员包括?

You may search, schedule, manage, 并通过查看可用提供者的帖子或发布您自己的广告来支付护理费用:

  • 下午3点接孩子放学后的保姆
  • 工作的时候给狗狗遛个步
  • Arranging back-up care when your regular sitter isn’t available
  • 帮爸爸妈妈照顾家里的老人
  • House need some love? Find a housekeeper
  • 找一个家庭教师帮助你的孩子做功课
  • 私人助理,特殊需求,还有更多
注意事项.共同维护一个安全的社区?

Care.com offers tools and resources to help you evaluate risk and stay savvy about safety. See care.com/safety to access safety guides, background check options, and Safety FAQs.

The 澳门威尼斯人网上赌场 is providing eligible employees a membership to Care.Com作为员工福利. Employees are under no obligation to use the services provided by Care.com. 员工有责任理解Care.com’s terms of use. 大学不对员工在使用Care时可能遇到的任何问题负责.com’s services or with any care provider hired through such service.

How do I pay for care?

您可以直接向护理人员付款,也可以加入该计划.com HomePay service.

I already have a Care.我是com的会员,可以退款吗?

Yes, visit universityofrochester.care.com 然后点击“现在注册”.” You’ll be asked whether you have an existing membership. 选择“Yes”并继续登录. Contact Care.com at (855) 781-1303 regarding reimbursement of unused time on your previous paid membership.

我如何注册并支付后备护理?

Register here for your free Care.com premium membership. 您将需要您的员工ID.

The credit card you have on file will be charged after care takes place. Part of your Backup Care is subsidized, so you are only responsible for your co-pay.

我有多少后备护理日?
  • 福利是每年10个备份护理日
  • In-Home Backup Care Services have a minimum reservation of four (4) hours per day and a maximum of ten (10) hours per day. 请求超过十(10)小时的居家备份护理服务将被视为第二天的护理.
  • Out-of-Home Backup Child Care Services have a minimum reservation of one (1) day.
后备护理的费用/共付额是多少?
  • Tier 1 (full-time faculty and staff earning less than $102,300 and Residents & Fellows)
    • 家里每小时4美元,中心每天15美元
  • Tier 2 (full-time faculty and staff earning $102,300 or higher and all part-time employees)
    • 家里每小时8美元,中心每天25美元
我什么时候可以使用备份服务?
  • 当有紧急情况时, 对他们的正常护理的意外中断, 或者计划好需要额外帮助的一天.
  • Backup Care is not intended as a replacement for routine childcare arrangements.
我如何请求备份服务?

一旦你注册了你的免费护理.com premium membership, you can quickly and easily request Backup Care:

    • Start your request for Backup Care either online, through the Care.Com应用程序,或致电855-781-1303.
    • Choose your preferred option for care: in-home or in-center.
    • Care.Com会帮你找一个看护者.
个人网络是什么意思?

个人网络备份护理允许您识别和使用您自己选择的护理提供者. For example, you might choose a familiar individual, business or service provider. 个人网络护理提供者不被care评估、审查、推荐或雇用.com or its affiliates.

符合条件的员工必须在使用个人网络备份护理的一个月内提交索赔. The eligible employee’s co-pay amounts (the same tiers as for Backup Care) will be deducted from the total claim for reimbursement reported by the eligible employee, 并提供每天最多125美元的报销.

Please keep in mind, once an employee terminates or becomes ineligible they will not have access to their premium membership and will not be able to submit for reimbursement.

How do I find out more details about booking different kinds of back up care?
What should I expect after I make a request for Backup Care?

The Care.Com团队将迅速确定符合您特定需求的护理人员或儿童护理中心.

    • 对于家庭护理,一个care.com specialist will call you directly about your caregiver to confirm the details.
    • 对于中心护理,一个care.Com专家将通过电子邮件确认您的预订,其中包括有关中心的详细信息.

Response times can vary based on the ability to find care. Typically, you will receive confirmation no later than 7:00pm the day prior to the care needed if the request is made over 24 hours in advance.

我必须提前多久通知?

In-center Backup Care can be requested up to 30 days in advance, 或者可以要求紧急护理. Care.Com不能保证100%的请求被填充, so it’s best to book Backup Care as soon as you know you have a need so Care.com can secure a provider or center that meets your needs.

一旦安排完成,您将收到一封电子邮件通知,确认所请求的工作. As a reminder, you also always have the option to use Personal Network Backup Care and submit a receipt for reimbursement to Care.. Com在发生护理后.

是否有备份服务取消政策?

A $30 cancellation fee will be assessed if a Backup Care request is cancelled within forty-eight hours 备份服务预约开始时间 and a Backup Care provider already had been reserved to fulfill the Backup Care request.

此外,如果取消发生在 twenty-four hours 备份服务预约开始时间, 合资格雇员的“后备护理服务日”(每年10天)将扣除一天。.

Should I have any concerns with the safety of using Backup Care?

所有个人执行在家备份护理 children must complete a Backup Care services orientation and screening process that includes a criminal background check, 全国性犯罪者公共网查, 社会安全号码追踪, identity verification, 以及背景调查.

所有个人执行在家备份护理 adults——其中可能包括持证护士助理, home health aides, or experienced elder care companions—must complete a screening process that includes a criminal background check in accordance with state guidelines 以及背景调查.

Providers of In-Center Backup Child Care—including traditional child care centers or family child care centers (FCCs)—are licensed or registered in accordance with applicable law. Their respective employees and staff are selected by such providers and also screened in accordance with applicable law, which includes, at a minimum:

    • 国家性犯罪者登记检查
    • 中央虐待和忽视登记检查
    • 确认有资格在美国工作.S.
是否可以为生病的孩子提供后备护理?

In-home 后备护理可用于轻度疾病的儿童, however, it cannot be used for children with a fever equal to or great than 100 degrees, 或患有传染性疾病或疾病的儿童, such as cold/flu, chicken pox, untreated strep throat, 结膜炎或头虱. Additionally, 儿童是否可能接触过COVID-19, we cannot provide care until the dependent/family has been quarantined for 10 days from the date of exposure, the onset of symptoms, or a positive test. Personal Network backup care is also available to circumvent the limits of in-home sick care by providing employees with the freedom to use caregivers in their own network (e.g.、固定的保姆、家庭成员、朋友等.) and to submit for reimbursement after care has occurred. Employees make arrangements with caregivers in their network directly (it is their responsibility to inform the caregiver of any illness, requirements, arrangements, etc.),不需要预先批准, so employees can begin finding care as soon as they realize their child is sick.

In-Center 生病的儿童得不到后备护理. 在后备护理中心接受照顾时,儿童将与其他儿童密切接触. To help ensure any illnesses will not be spread among them, sick children are not eligible for In-center Backup Care.

自置居所奖励计划

Am I eligible for the University 自置居所奖励计划?

Regular full-time and part-time faculty and staff, residents, and fellows* are eligible for the University 自置居所奖励计划 upon appointment, as long as your total household gross income was less than $135,2024日历年的申请将在2022年申请.

*You are not eligible for the University 自置居所奖励计划 if you are a postdoctoral fellow, 博士后澳门威尼斯人网上赌场助理, 博士后助教, EDC Associate, or visiting faculty.

我必须是第一次买房吗?

No, but you do need to be a first-time homeowner in the City of Rochester (current City homeowners are not eligible).

Can I just receive the grant money from one of the participating lenders and the forgivable loan from the 澳门威尼斯人网上赌场?

No, the University 自置居所奖励计划 is “all or nothing.“你必须得到这10美元的批准,我从罗彻斯特大学借了000美元的可免除贷款, the $5,000 City grant, and the $5,由参与贷款机构提供的000元赠款/贷款信贷.

If both applicants are employees of the 澳门威尼斯人网上赌场, 他们都能收到这20美元吗,000 benefit?

不,2万美元的补贴是每笔抵押贷款.

How do I apply for the University 自置居所奖励计划?

你需要你的大学 登录Active Directory 要访问应用程序. This application requires Duo two-factor authentication when connecting from outside the University’s networks.

Apply now

申请大学居者有其屋奖励计划需要提供哪些文件?

Application

  • 你需要你的大学 登录Active Directory 要访问应用程序. This application requires Duo two-factor authentication when connecting from outside the University’s networks.
  • 1040 (page 1 and page 2 of your 2022 IRS form 1040 as well as that of your spouse, if filed separately). 这不是你的工资单、W-2或纳税记录.

All employees applying for the University 自置居所奖励计划 must certify that all the information they have provided is truthful and correct to the best of their knowledge.

如果我没有1040呢?

如果你没有1040,请发邮件 Homeprogram@androidshost.com.

如果我的家庭总收入超过了年门槛(目前不到135美元,000) after I close on a home through the University 自置居所奖励计划?

Your household gross income is an initial eligibility requirement. If your household gross income increases over the initial annual threshold after you close on a home through the University 自置居所奖励计划, 你不必偿还任何部分的福利.

这个福利要纳税吗??

大学的10,000美元贷款在被免除的时间和程度上是应纳税的.

Time Elapsed 五年还款百分比
第1个月到第24个月 100%
25个月到36个月 75%
第37个月到第48个月 50%
第49个月到第60个月 25%
61st month 0%
What happens if I terminate employment, 更改为不合格状态 or sell my home?

Upon termination, 更改为不合格状态, 和/或出售你的房子, if you have not satisfied the employment requirement (5 years after closing) and residency requirement (5 years after closing), 你必须偿还这10美元,000 loan immediately (repayment amount will be prorated)

Time Elapsed 五年还款百分比
第1个月到第24个月 100%
25个月到36个月 75%
第37个月到第48个月 50%
第49个月到第60个月 25%
61st month 0%
What if I am approved for the University 自置居所奖励计划 prior to the effective date of the expansion on 4/1/24?

You will have 4 months from 4/1/24 to close on a home either utilizing the previous program benefit totaling $9,000(适用资格规则) or you can re-apply for the expanded benefit totaling $20,000 if you meet the total household gross income of less than $135,000 in 2022 and finance your home with a participating lender.

What if I am approved for a mortgage with a previously participating lender, but that lender is not a participating with the expanded program, 哪一个在4/1/24有效?

You will have 4 months from 4/1/24 to close on a home with a previously participating lender utilizing the previous program benefit totaling $9,000(适用资格规则).

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